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Pawn Shop Symbol

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Pawn Shop Symbol

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Pawn Shop Symbol Video

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The profits are invested, and the interest devoted to charitable purposes. Two-thirds of the estimated value is the usual extent of a loan; four-fifths is advanced on silver, and five-sixths on fine gold.

The values are fixed by professional valuers, who are liable to make good any loss that may result from over-estimation. The bulk of the loans are under five, and the state office is used less by the poor than by the middle classes.

Loans run for six months, but a further six months' grace is allowed for redemption before the article pledged can be sold by auction. Pawnbroking laws of Austria-Hungary were similar to those of England.

Free trade exists, and the private trader, who does most of the business, must obtain a government concession and deposit caution-money from 80 to , according to the size of the town.

He must, however, compete with the monts de pit or Versatzaemter, which are sometimes municipal and sometimes state institutions.

The chief of these is the imperial pawn office of Vienna , which was founded with charitable objects by the emperor Joseph I in , with half of the annual surplus paid to the Vienna poor fund.

Here, as in Berlin, the profits are relatively small. The Hungarian state and municipal institutions appear, on the whole, to compete somewhat more successfully with the private firms than is the case in Vienna.

It is, as a rule, managed by a committee or commission, and the regulations follow Italy fairly closely the lines of the one in Rome , which never lends less than fod.

Four-fifths of the value is lent upon gold, silver and jewels, and two-thirds upon other articles. A loan runs for six months and may be renewed for similar periods up to a maximum of five years.

If the renewal does not take place within two weeks of the expiration of the ticket, the pledge is sold, any surplus there may be being paid to the pawner.

Agencies of the mont de pit are scattered about Rome, and carry on their business under the same rules as the central office, with the disadvantage to the borrower that he has to pay an agent's fee.

The amount to be advanced by a municipal pawnshop is fixed by an official called the commissaire-priseur, who is compelled to load the scales against the borrower, since, should the pledge remain unredeemed and be sold for less than was lent upon it, he has to make good the difference.

Private pawnshops also exist in Italy, under police authority; but they charge very high interest. In Napoleon I re-established its monopoly, while Napoleon III , as prince-president , regulated it by new laws that are still in force.

In Paris the pledge-shop is, in effect, a department of the administration; in the French provinces it is a municipal monopoly; and this remark holds good, with modifications, for most parts of the continent of Europe.

The maximum and minimum that may be advanced are also fixed. The latter varies in different parts of the country from one to three francs, and the former from a very small sum to 10, francs that is the rule in Paris.

Loans are granted for 12 months with right of renewal, and unredeemed pledges may then be sold by auction, but the proceeds may be claimed by the borrower at any time within three years.

Pledges may be redeemed by instalments. The French establishments can only be created by decree of the president of the Republic, with the consent of the local conseil communal.

In Paris, the prefect of the Seine presides over the business; in the provinces, the mayor is the president. The administrative council is drawn one-third each from the conseil communal, the governors of charitable societies, and the townspeople.

A large proportion of the capital required for conducting the institutions has to be raised by loan, while some part of the property they possess is the product of gifts and legacies.

The profits of the Paris mont de pit are paid over to the Assistance Publique, the comprehensive term used by France to indicate the body of charitable foundations.

Originally this was the rule throughout France, but now many of them are entirely independent of the charitable institutions. Counting the head office, the branches and the auxiliary shops, the Paris establishment has its doors open in some 50 or 60 districts; but the volume of its annual business is infinitely smaller than that transacted by the London pawnbrokers.

The amount to be advanced by a municipal pawnshop is fixed by an official called the commissaire-priseur , who is compelled to load the scales against the borrower, since, should the pledge remain unredeemed and be sold for less than was lent upon it, he has to make good the difference.

This is obviously the weakest part of the French system. Somewhere between 40 and 50 French towns possess municipal pawnshops, a few of which, like those of Grenoble and Montpellier , having been endowed, charge no interest.

The constant tendency throughout France has been to reduce the rate. The maximum that can be lent in this way is These advances are made for six months.

Persons wishing to borrow a larger sum than 16 francs from the Paris mont de pit have to produce their papers of identity.

In every case, a numbered metal check is given to the customer, and a duplicate is attached to the article itself. The appraising clerks decide upon the sum that can be lent, and the amount is called out with the number.

If the borrower is dissatisfied he can take away his property, but if he accepts the offer he has to give particulars of his name, address, and occupation.

Experts calculate that every transaction that involves less than 22 francs results in a loss to the Paris mont de pit—only those that exceed 85 francs are profitable.

The average loan is under 30 francs. In the two institutions were united. Private pawnbrokers were also common, especially in Madrid , often with much higher rates of interest but which made larger advances than their official rivals, and which did business during more convenient hours.

In Portugal the monte pio is an amalgamation of bank, benefit society and pawnshop. Its business consists chiefly in lending money upon marketable securities, but it also makes advances upon plate, jewelry, and precious stones, and it employs officially licensed valuers.

The rate of interest varies with the bank rate, which it slightly exceeds, and the amount advanced upon each article is about three-fourths of its certified value.

There is in Portugal a second class of loan establishment answering exactly to the English pawnshop. The pawnbroker is compelled to deposit a sum, in acceptable securities, equal to the capital he proposes to embark, and the register of his transactions must be submitted quarterly to the chief of the police for examination.

As regards small transactions, there appears to be no legal limit to the rate of interest. The sale of unredeemed pledges is governed by the law affecting the monte pio geral.

In imperial Russia the state maintained two pawnbroking establishments, one at St Petersburg and the other at Moscow , but only articles of gold and silver, precious stones and ingots of the precious metals are accepted by them.

Loans run for twelve months, with a months grace before unredeemed pledges are put up to auction.

The bulk of this class of business in Russia was, however, conducted by private companies, which advance money upon all descriptions of movable property except stocks and shares.

The loan runs for a year, with two months grace for redemption before sale. There were also pawnshops conducted by individuals, who find it very difficult to compete with the companies.

Pawnbroking in Denmark dates from , when the Royal Naval Hospital was granted the monopoly of advancing money on pledges and of charging higher interest than the law permitted.

The duration of a loan is three months, renewals being allowed. The old law was extended in , [1] and now all pawnbrokers have to be licensed by the municipalities and to pay a small annual licence fee.

Sweden has no statutes specifically aimed at pawnbroking, with the exception of a proclamation by the governor of Stockholm that prohibits lending money on articles suspected being stolen.

By the end of the 19th century individuals still carried on the business on a small scale, but the bulk of it was conducted by companies.

The cost of administration was so great that the establishment suffered an annual loss, and so it was abolished in when a private company called the Pant Aktie Bank 'pawn bond bank' formed, with rivals soon following.

The money was lent for three months, and at the end of five months the pledge, if unredeemed, was sold by auction under very carefully prescribed conditions.

In Norway a police licence was required for lending money on pawn where the amount advanced did not exceed 4, 10s. Beyond that sum no licence was necessary, but the interest charged could not exceed such a rate as the king may decide.

Switzerland tightly controlled pawnbroking, with licences authorised by the cantonal government and police able to inspect pawnbrokers' books.

The anchor stands for naval tradition. Together, they represent a dedication to service in the air, on land and at sea.

The "three balls" were originally part of the coat of arms of the Medici family, who established the Medici trading and banking empire in Florence, Italy.

Legend has it that one of the Medicis in the employ of Emperor Charles the Great fought a giant and slew him with three sacks of rocks.

The three balls or globes later became part of their family crest, and ultimately, the sign of pawnbroking. Boy Scouts The badge for the Scout rank consists of a simple fleur-de-lis, which symbolizes a compass needle.

The needle points the Scout in the right direction, which is onward and upward. The Tenderfoot badge takes the fleur-de-lis of the Scout badge and adds two stars and an eagle with an American shield.

The stars symbolize truth and knowledge; the eagle and shield symbolize freedom and readiness to defend it.

Live Theater Comedy and tragedy masks are sometimes referred to as theater masks or drama masks.

They have been adopted as the universal symbol for live theater. The origins stem from ancient Greece when actors always wore masks on stage.

Pharmacists There are two symbols most commonly associated with the pharmacy profession. One is the mortar and pestle. Pharmacists would use the mortar and pestle to crush and mix ingredients to cure diseases.

The other is the Rx symbol. According to most sources, Rx is an abbreviation of the Latin word for recipe "recipere".

Medical Profession The caduceus left is an ancient symbol that stands for wisdom, eloquence, and communication. The rod entwined by two snakes and topped with wings -- comes from the magic wand of the Greek god Hermes.

According to Dr. Keith T. Blayney , the association between the caduceus of Hermes and medicine seems to have arisen by the seventh century A.

Blayney also points out that another traditional symbol of medicine is the staff of Asclepius right. Ever Wonder Why? The symbol is associated with Saint Nicholas because he was kind enough to give a poor man's three daughters each a bag of gold so they could get married.

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Pawn Shop Symbol Video

Buying iPhones at Pawn Shops!! Ep. 3 Since the Medicis were so successful in the financial, banking, and moneylending industries, other families also adopted the symbol. Pyramid Solitaire Ancient way, they can Room Online inventory between stores. John lived on a little island in the Mediterranean Sea named Malta, the cross came to be known as the Maltese Cross. Their heroic efforts were recognized by fellow crusaders with a badge of honor -- a cross similar Cm Mobile Harsleben Erfahrungen the one firefighters wear today. The gold balls were used throughout the Middle Ages on crests as H Bowl symbol of success.