Joker Prepaid Mastercard Die Joker MasterCard
Startseite · Häufig gestellte Fragen · Hier kannst Du Dich einloggen · Produktüberblick · Limits · Warum eine Prepaid Karte · Kundenservice · Gebühren. The Joker MasterCard® is a prepaid card, this means that prior to any use it must be loaded. You can top it up with a voucher, SOFORT or a bank transfer. The. Der Lebensmitteldiscounter Penny bietet seit kurzem eine „Prepaid-Kreditkarte sofort zum Mitnehmen“ an – „für das Internet und den Urlaub“. Die Joker Prepaid Kreditkarte ist mit dem PAYPASS System von MasterCard ausgestattet und erlaubt an entsprechenden Annahmestellen das kontaktlose. Joker Mastercard® Geschenkekarte Registrierung. Für den Die Registrierung der Joker Prepaid Kreditkarte ist praktisch genauso einfach, wie der Einkauf der.
kreditkarten für studenten. Ihr Vorteil: Haspa Kreditkarte Basis als Mastercard oder VISA CARD. Verfügbar für: HaspaJokerunicus; HaspaJokerintro. Die Geldkarte Online Mastercard von Penny / Joker im Test. Die Gebühren für Prepaid-Kreditkarten sind oft deutlich höher als die für gewöhnliche Karten. Joker MasterCard, Diese von der Novum Bank herausgegebene Karte gibt es an Aral Tankstellen und in Rewe-Märkten.
The merchant may require payment for the difference in cash rather than accepting another card, such as a credit or debit card. If you fail to inform the merchant that you want to perform a split tender transaction prior to completing the transaction, your card is likely to be declined.
Yes, however, you should be aware that your Joker Prepaid Mastercard may not be accepted at automated fuel pumps. You can pay for your fuel purchase with the station attendant rather than swiping your prepaid card at the pump.
Your prepaid card should not be used for recurring transactions. Some merchants, like hotels, restaurants, and mail-order companies factor in an automatic service charge or additional expenses when using a prepaid card.
These merchants may require that the card have an available balance greater than the purchase amount to ensure sufficient funds for tips or incidental expenses.
Should this occur, inform the cashier that you wish to deduct a specific amount from the Joker Prepaid Mastercard and use another form of payment for the balance or tip.
The Card expires but funds do not. If there is a remaining balance on the Card when the Card expires, please contact for a new Card with the then-current balance.
Please note that the United Kingdom and all legal jurisdictions under the United Kingdom are exempt from this definition of European Economic Area.
The Virtual Joker Prepaid Mastercard is a prepaid card that can be used to make online purchases worldwide wherever Mastercard is accepted.
This is the date after which you may not use that Virtual Joker Prepaid Mastercard for any purpose. However, your right to use the funds loaded on that Virtual Joker Prepaid Mastercard does not expire and cards may be replaced on and following the Valid Thru indicated on the face of the Card at no cost to the Cardholder.
You may contact customer service at to request a replacement Card. Worldwide acceptance for safe and secure purchases Online and in-store. The Card is, and will remain, our property.
The Card is not a credit card, charge card, or debit card and its usage will not enhance or improve your credit rating. No interest dividends or other earnings or returns will be paid on the Card.
Neither the Card nor the Balance is a deposit account. When you use the Card to make a purchase, the amount of the purchase, plus any applicable fees and taxes, will be deducted from the available Balance.
You will be solely and completely responsible for the use and control of the Card. The Card is provided to you, the Cardholder, only.
You may not sell or assign the Card to a third party. If you authorize another person to use the Card you agree, to the extent permitted by law, that you will be liable for all transactions arising from use of the Card by such person.
You do not have the right to stop the payment of any transaction you conduct with the Card. We are not liable to you for declining authorization for any particular transaction, regardless of our reason.
In such cases, your transaction will be declined if the Balance will not cover the Transaction Amount plus the additional amount.
Once the final payment amount is received, the pre-authorization amount on hold in excess of that final payment amount will be released.
The time it takes for a pre-authorization hold to be removed may vary depending on the type of merchant. A hold is typically removed within ten 10 days for most standard merchants, and within thirty 30 days for hotels, cruise lines and car rental agencies.
Information About Balance: It is your responsibility to ensure that there is a sufficient Balance on the Card to cover transactions plus any pre-authorized amounts.
To obtain the current Balance amount, or the transaction history, call customer service toll-free at or visit the Website.
The Card Balance will reflect all transactions that have been posted to our system. You are not allowed to exceed the Balance for any transaction.
If you attempt to use the Card when there is insufficient Balance available to cover the full Transaction Amount, the transaction in most instances will be declined.
However, if due to a systems malfunction or for any reason whatsoever, a transaction occurs despite insufficient Balance on the Card, creating a negative amount, you agree to reimburse us, upon request, for the amount of the Transaction Amount in excess of the Balance.
Transactions Made in Foreign Currencies: We convert transactions, made in a foreign currency, to Canadian dollars using the Mastercard Conversion Rate in effect on the day the transaction is posted to the Card.
The Mastercard Conversion Rate in effect on the posting date may differ from the rate in effect on the date of the transaction.
However, if a foreign currency transaction is refunded to the Card, the Mastercard Conversion Rate used to convert your refund to Canadian dollars for the Card is the rate that we pay to Mastercard minus the Foreign Exchange Fee charge.
Additionally, the rate that we pay to Mastercard may not be the same as the rate that existed on the date the transaction was refunded. For these reasons, the amount that is credited to the Card for a refund of a foreign currency transaction will, in most cases, be less than the amount that was originally charged to the Card for that transaction.
Protection Against Unauthorized Use: If you report unauthorized use of the Card information, you will be asked to provide us with the name on the Card and the Card number, and to answer an identifying question drawn from your personal information.
If someone gains access to the Card number, expiry date, and card verification code, they will be able to use the Balance.
We will refund any remaining Balance after we have processed all transactions completed before we had an opportunity to act on your information. We will have a customer service representative or automated voice response service available seven 7 days a week, twenty-four 24 hours a day that will allow immediate cancellation of the Card upon your request.
A replacement Card with any remaining Balance will be issued within ten 10 days after you report unauthorized use of the Card to ensure that all transactions have been processed properly.
You agree, to the extent permitted by Applicable Law, to cooperate with us in our attempts to recover from unauthorized users and to assist in their prosecution.
Notification and Changes to Terms: Subject to the limitations of Applicable Law, we may from time to time amend any term or condition of this Agreement or add a new term or condition, including increasing or adding new fees.
As required by Applicable Law, notice of any Amendments will be sent to you at the most recent mailing or email address that we have on record for you.
We must, at least thirty 30 days before the Amendment comes into force, send you a written notice drawn up clearly and legibly, setting out the new clause s only, or the amended clause s and the clause s as it they read formerly, the date of the coming into force of the Amendment and your rights set forth below.
You may refuse the Amendment and rescind this Agreement without cost, penalty or cancellation indemnity by sending us a notice to that effect no later than thirty 30 days after the Amendment comes into force, if the Amendment entails an increase in your obligations or a reduction in our obligations.
If you choose to rescind this Agreement, the Cancellation section of this Agreement will apply. Notification of any Amendment will also be posted on the Website at least sixty 60 days in advance of the effective date of the Amendment, unless otherwise required by Applicable Law.
The change will take effect on the date indicated in the notice. You are responsible for i informing us of any change in your mailing or email address, by contacting customer service at , and ii for checking the Website for such notifications.
Notice will be deemed to be received by you five 5 days after mailing, or the next business day after electronic mail.
You may notify us by delivering notice to us at the Website. Notice will be deemed to be received on the date of delivery of notice to us, and the next business day after electronic mail.
Personal Information Consent: By accepting or using a Card, you consent to the collection, use, disclosure and retention of your personal information by us and our service providers for purposes relating to your application for a Card and your use of a Card if issued to you and as otherwise described below.
The collection of that information is necessary for the entering into and performance of this Agreement. Therefore, if you do not consent to the collection, use, disclosure, and retention of your personal information, you may not accept or use a Card.
As explained below, you may withdraw your consent at any time by cancelling your Card and all related services from us. The restrictions and requirements described herein do not apply to information that is aggregated or otherwise de-personalized and does not identify you.
Safeguarding Your Personal Information: We protect personal information in our possession or control from loss, theft, alteration and misuse.
The safeguards employed by us to protect your personal information depend on the sensitivity, amount, distribution, format and storage of the personal information.
Although technologies can make it easier for fraud to occur, we employ around the clock monitoring systems and controls to detect and prevent fraudulent activity.
While we take precautions to protect your personal information from loss, theft, alteration, or misuse, no system or security measure is completely secure.
Any transmission of your personal data is at your own risk and we expect that you will use appropriate measures to protect your personal information as well.
Collecting your Personal Information: We and our service providers will collect information about you e.
We and our service providers will collect your Cardholder Information directly from you and from other sources, including third party providers of identity verification, demographic and fraud prevention services.
How We Use, Retain, and Disclose Your Personal Information: We and our service providers will use, disclose and retain your Cardholder Information to process the issuance of your Card including to verify your identity and, if a Card is issued to you, to provide you with services relating to your Card including to administer your Card and to process your Card transactions , to protect against fraud and for legal compliance purposes, to perform and enforce this Agreement, to protect and enforce our legal rights and for other purposes required or permitted by Applicable Law.
We will disclose your Cardholder Information to our service providers to assist us to provide services to you and to provide related services to us.
We maintain physical, electronic and procedural security measures that comply with Canadian regulations to safeguard Cardholder Information. We and our service providers may use and store your Cardholder Information at facilities in various countries including Canada and the United States of America.
The personal information protection laws of those countries might be different from the laws of the jurisdiction in which you are located, and might permit courts, government, law enforcement and regulatory agencies and security authorities to access your Cardholder Information without notice.
The laws on data protection in other jurisdictions, to which we may transfer your information, may differ from those in your jurisdiction and any personal information transferred to another jurisdiction will be subject to law enforcement and national security authorities in that jurisdiction.
Subject to these laws, we will use reasonable measures to maintain protections of your personal information that are equivalent to those that apply in your jurisdiction.
You hereby give your consent to such cross-border transfers including to the United States of such personal information to third parties for the purpose set out above.
We will use and rely on your Cardholder Information to issue and administer your Card and provide related services. We and our service providers will rely on you to ensure that your Cardholder Information is accurate, complete and up to date.
You will promptly inform us by contacting Customer Service at the of any changes to your Cardholder Information or if you discover any errors in your Cardholder Information.
You may communicate with us through our customer service number with regards to requests to access information related to you that we have obtained.
If such information is obtained from providers of identity verification data and demographic information, we will inform you of your right of access and rectification in relation to the file held by the personal information agent and will indicate to you the manner in which and the place where you may have access to the reports or recommendations and cause them to be rectified, where necessary.
We and our service providers may use your Cardholder Information including your telephone and mobile phone numbers and your email addresses to contact you, including by regular and electronic mail, telephone call including by pre-recorded or artificial voice messages and automatic telephone dialling systems and instant messaging, regarding your Card and related matters, regardless of whether you incur any long distance or usage charges as a result.
We and our service providers may monitor and record their communications and correspondence with you including emails, online chats and telephone calls for quality assurance, staff training and legal compliance purposes.
With your consent, Peoples Trust and its service providers may share this information for audit related purposes to ensure you are receiving the best possible customer service.
Other Uses of Your Personal Information: In addition to the foregoing, if you consent to a third party collecting and using your personal information including Cardholder Information for their own purposes not as our service provider , including to send marketing and promotional messages to you, then we will not have any control over, and will not be responsible or liable for, the collection, use, disclosure and retention of your personal information by the third party, the marketing or promotional messages that they send to you, or any other wrongful act or omission by the third party.
Your Right to Access Your Personal Information: You may obtain access to the Cardholder Information we hold about you at any time and review its content and accuracy, and have it amended as appropriate; however, access may be restricted as permitted or required by law.
To request access to such information, to ask questions about our privacy policies or to withdraw your consent to the collection, use and disclosure of your Cardholder Information and to cancel your Card and all related services from us, contact Customer Service at If you withdraw your consent, we will continue to collect, use, disclose and retain your Cardholder Information for as long as may be reasonably required to perform services relating to the cancellation of your Card, to protect against fraud and for legal compliance purposes, to perform and enforce this Agreement, to protect and enforce our legal rights and for other purposes required or permitted by Applicable Law.
Disputes: If you believe a transaction on your Card account is incorrect, you must notify us in writing of your dispute within sixty 60 days of the transaction date.Man kann das Paypal-Konto problemlos mit der Joker Mastercard verknüpfen, wenn die Karte ihrerseits verifiziert ist (= Identität bestätigt). Und natürlich etwas. Nicht so bei der Novum Bank Ltd. und ihrer Joker Mastercard. Alternative: Holen Sie sich lieber eine (Prepaid) Kreditkarte bei der Bank ihres. Die JOKER Online Shopping-Karte kann gegen Gutscheine bekannter Online-Shops auf vrouwpolle.nl eingelöst werden – von A wie vrouwpolle.nl bis Z wie. Ich habe mir heute um 12 Uhr Mittag eine Joker MasterCard prepaid gekauft, ich kann sie bis jetzt nicht aktivieren, weiß jemand warum? Wurde bei dir denn. Die Geldkarte Online Mastercard von Penny / Joker im Test. Die Gebühren für Prepaid-Kreditkarten sind oft deutlich höher als die für gewöhnliche Karten.